Legal Help When Buying and Selling Property

Is A Car Accident Preventing You From Working?

24 May 2018 by Louise Boyd

You may have been injured as a result of a careless driver, and now you cannot work at your job. It may be something as simple as a broken arm, or it might be severe enough to keep you out of work for months. No matter what, you may be able to be paid back for your lost wages. Read on to learn more about recovering lost wages after a car accident.

Options for Recovering Lost Wages

How you go about getting paid these funds depends on the insurance situation. Not everyone has personal injury protection, but if you or the other driver does have that form of coverage, then you can file a claim against the insurance company.

If neither of your insurance companies has that form of coverage, then you may need to file a lawsuit against the at-fault driver in the accident. Taking this action could either force the insurance carrier to cover the lost wages, or you can access the personal holdings of the driver. 

Understanding the Terms

There may be a bit of confusion about what this form of coverage is called and what is covered. Lost compensation just refers to the exact amount of work you missed as a result of the accident. That might mean the day of the wreck, any hospital stays and any other medical treatments or related accident tasks that made you miss work. Keep careful records of all missed work and be prepared to prove your wages using a pay statement.

Lost earning capacity goes a step further than earning capacity and covers things like compensation you would have earned had it not been for the wreck. Missed time from work may mean more than just the actual dollars you did not earn; it may mean that your career has been permanently affected by the accident. That is not to say that you have a permanent injury, but that the effects of the wreck could linger on for you.

1. You missed an important training class, and now you are behind on skills and certifications that are required for your job.

3. You were passed over for a promotion due to being out of work and hurt.

4. You are self-employed, and your business suffered from your absence.

If you have missed work because of a careless driver, you are entitled to be paid that money. Speak to a personal injury attorney about getting reimbursed for lost wages, medical expenses, pain and suffering, and more.

For more information, contact your local car accident attorney.

Share